PointPay, a company registered in the United Kingdom, is developing a complete ecosystem of financial services based on cryptocurrencies. The financial products include a crypto bank, an exchange, a cryptocurrency wallet and crypto-debit card payment system. The company also provides free educational material for its users, which they call Crypto School. Each of the areas that PointPay intends to operate on takes advantage of significant gaps in the current market in terms of service level quality and maturity. As such, the total addressable market for PointPay is substantial. The global cryptocurrency market is expected to grow at an estimated CAGR of 32% between 2019 and 2024.